We meet you where you are with options to help you achieve your building goals.
“Been banking here 26 years. Becky recently helped me get my banking needs taken care of quickly and was friendly and professional. I’ve had great service over the years at this community-minded credit union.”
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
We partner with organizations that help to enrich and nourish the lives of our neighbors.
Our employees are given paid time off to volunteer for community programs of their choice.
We fund programs that help fight food insecurity across our communities.
Current interest rates
| Loan Type | Interest Rate | Points | APR |
|---|---|---|---|
| 30-Year Fixed | 6.875% | 0.00 | 7.140% |
| 30-Year Fixed Jumbo | 6.875% | 0.00 | 6.998% |
| 1/1 ARM Land Loan | 10.125% | 0.00 | 10.769% |
Annual Percentage Rate (APR) shown is the lowest rate offered, including discounts and based on credit score. Rates are subject to change without notice.
The Fixed 30 Year Construction loan term begins with a 12 month interest only construction period followed by a fully amortized re-payment period for the remaining 348 months.
Construction loans are only available if home is being built in New Hampshire, Massachusetts, Maine or Vermont.
A payment example for a Construction Mortgage Loan with $100,000 loan amount and 6.250% interest rate and annual percentage rate of 6.863% will have a monthly principal and interest payment of $623.02.
The APR in the payment example was effective on April 20, 2023. The current APR may be different than the APR used in the payment example.
1/1 Land Loan (ARM)
The 1/1 Land Loan ARM offers a fixed rate for 1 year and adjusts to a 1-year ARM after that period. The interest rate and monthly payment may adjust annually based on the 1-year U.S Treasury, plus a margin of 6 percentage Points. Caps are 2% annual and 6% lifetime.
Put your money to work, and see the benefits in your accounts and the world around you.