Simple and easy savings
All the essentials in one easy account. Earn dividends, keep your money safe, and access it when you need it.
Lighthouse Savings Benefits
Earn a flat APY of 0.01%1
No monthly fee and no minimum balance
Unlimited transfers and withdrawals
Enjoy free and convenient Lighthouse digital banking
Access to our 17 branches, 27 ATMs, 5,900 shared branches and 30,000 sur-charge free ATMs
FROM OUR COMMUNITY
“Great experience setting up a new savings account. Allison—Member Experience Specialist—effortlessly guided me through the process. Thank you Lighthouse!”
Savings Rates
Current dividend rates
| Type | Balance | Dividend Rate | APY1 |
|---|---|---|---|
| Lighthouse Savings | All balances | 0.01% | 0.01% |
| Lighthouse Premium Savings | $0.00–$500.00 | 1.00% | 1.00% |
| Lighthouse Premium Savings | $500.01–$15,000.00 | 0.05% | 1.00%-0.08% |
| Lighthouse Premium Savings | $15,000.01–$100,000.00 | 0.45% | 0.08%-0.40% |
| Lighthouse Premium Savings | $100,000.01–$200,000.00 | 1.00% | 0.40%-0.70% |
| Lighthouse Premium Savings | $200,000.01–$500,000.00 | 2.23% | 0.70%-1.63% |
| Lighthouse Premium Savings | $500,000.01+ | 3.20% | 1.63%-2.48% |
| Effective Date: 2/1/1999 | |||
Lighthouse Savings Disclaimer
- Lighthouse Savings: Must qualify for and establish membership with Lighthouse Credit Union. The minimum balance to open a Lighthouse Savings account is $5. APY (annual percentage yield), accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.
Lighthouse Premium Savings: Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.
Financial Calculators
Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.
Personal Financing
Your money does good
Simply by being a member you’re helping to make a difference across our communities.
Affordable Housing
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Volunteering
Our employees are given paid time off to volunteer for community programs of their choice.
Local Organizations
We partner with organizations that help to enrich and nourish the lives of our neighbors.
Food Access
We fund programs that help fight food insecurity across our communities.