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Lighthouse Credit Union
Earn points on everyday purchases1 and redeem for cash, travel, and more
Offer valid for new Lighthouse Anchor Visa® Card or Lighthouse Navigator Visa® Card accounts only. To qualify for the $100 Virtual Visa® Prepaid Card (“Reward”), you must be approved for and open a new unsecured credit card account and make at least $1,500.00 in net purchases (purchases minus returns, credits, or adjustments) within the first ninety (90) calendar days of account opening. Cash advances, balance transfers, ATM withdrawals, fees, and interest charges do not count toward the qualifying minimum spend requirement. Limit one (1) Reward per member, regardless of number of new credit card accounts opened. Rewards will be delivered within four (4) weeks after all qualifications are validated. Reward must be claimed within four (4) months of being delivered. Members must not have any charged-off accounts with Lighthouse Credit Union to qualify for the Reward. Accounts must remain open through the date the Reward is delivered. Offer may be changed or be withdrawn at any time without notice. Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans are subject to credit approval. Not all applicants will qualify. Employees of Lighthouse Credit Union and affiliates are not eligible. Additional terms and conditions apply. See Terms and Conditions for complete details.
Earn points on your everyday purchases and redeem them for cash back, merchandise, travel, and more. You choose!
No balance transfer fees2 makes it easy to transfer balances from higher-rate credit cards and save.
You’re never on the hook for fraud or unauthorized purchases with Visa’s Zero Liability policy.4 Plus, 24/7 fraud monitoring3 always has your back.
Effective 11/30/2025
| Card Type | APR As Low As¹ | Description |
|---|---|---|
| Lighthouse Anchor Card | 12.74% | Variable rate |
| Lighthouse Navigator Card | 15.74% | Variable rate |
A balance transfer is a transaction in which you use part of your available balance on one credit card to pay off or pay down another card. Balance transfers are commonly used to pay off the entire balance of another, higher rate credit card. By using a balance transfer from one card account to pay down or pay off another at a higher rate, you can save a lot in interest. The Navigator card carries no balance transfer fee2. Please see our Credit Card Terms & Conditions for full details.
Yes, you have the option to upgrade your unsecured Anchor Card to a Navigator Card. Contact us and we’d be happy to start the process for you! If you’re currently using the secured Anchor Card, we’d be happy to help you apply for a Navigator Card, which is an unsecured card.
Visa Zero Liability policy means you’re never on the hook for unauthorized or fraudulent charges to your Lighthouse navigator Card. Read more about Visa’s Zero Liability Policy and how it keeps you protected.
Being a credit union member supports community impact by helping fund local programs through reinvested earnings.
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Our employees are given paid time off to volunteer for community programs of their choice.
We partner with organizations that help to enrich and nourish the lives of our neighbors.
We fund programs that help fight food insecurity across our communities.