Grow your emergency savings with ease

Build your rainy-day fund with a savings account from Lighthouse. Our no-fee savings accounts are here for you—steady, secure, and ready when life happens.

 
Bigger savings, brighter impact

Lighthouse Savings

A no-fee account for daily goals and emergency funds—simple, secure, and built for peace of mind.
EdvestinU Refinance Loan

Lighthouse Premium Savings

A savings account that grows with you and supports your community—ideal for bigger savings goals.

Reach goals automatically

Set up recurring transfers or round-ups and watch your savings build itself.

Access anywhere

Access over 5,900 shared branches and 30,000 surcharge-free ATMs.

Stay updated

Track your balance and bank on the go with Lighthouse digital banking and our mobile app3.

Grow your money faster

Earn dividends on your savings—make every dollar work harder for you.

Build savings, not fees

Open a no-fee Lighthouse Premium Savings with no minimum balance, so your money can grow without anything holding it back.

 

Member perks that go beyond banking

 

    1. APY = Annual Percentage Yield. Must qualify for and establish membership with Lighthouse Credit Union by opening and maintaining a Lighthouse Savings account with a minimum balance of $5. APY is variable, accurate as of the last dividend declaration date of 07/28/2025, and may change at any time. Fees could reduce earnings.

    1. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account. Donation is not made on behalf of the member and will not result in any tax implications for the member. 

Federally Insured by NCUA