Lighthouse Cardholders: To help protect you from fraud, starting January 12 you’ll get real-time alerts via text from 37268 for unusual card activity.
If you receive unusual card activity alerts from any other number impersonating Lighthouse Credit Union, please do not respond and contact us immediately.

Lighthouse Credit Union

/
/
/
ADU Home Renovation Loans

ADU Home Renovation Loans

Expand your possibilities

Tailor your loan to meet the specific needs of your renovation

Quickly secure the funds needed to start your renovation

Enjoy transparent terms with no surprise charges or fees

Finance based on your projected equity

Expand your possibilities. Make room for more with an in-law apartment, accessory dwelling unit (ADU), or some major upgrades to your home.

ADU Home Renovation Loan Rates

TermInterest RateAPRLoan to Value Ratio
60-107 Months6.74%7.423%Up to 80%
108-120 Months6.94%7.318%Up to 80%
121-180 Months7.24%7.587%Up to 80%
181-360 Months7.74%7.993%Up to 80%
Effective date: January 15, 2026

Start making an impact today

Put your money to work, and see the benefits in your accounts and the world around you.