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Lighthouse Credit Union

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Construction Loans

Construction Loans

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Rates

Let’s build the dream

Pay off an existing land loan or finance new construction

Available for single and multi-family homes

Wrapped up in a single, fixed-rate mortgage

Finance up to 95% of your project’s value

We meet you where you are with options to help you achieve your building goals.

  • Keep it easy with streamlined financing
  • Save with interest-only payments during construction
  • Borrow up to 95% of your building’s value
Talk to a specialist

Construction Loan Rates

Effective 01/14/2026
Loan TypeInterest RatePointsAPR
30-Year Fixed6.125%0.006.378%
30-Year Fixed Jumbo6.125%0.006.243%
1/1 ARM Land Loan9.125%0.009.848%

Start making an impact today

Put your money to work, and see the benefits in your accounts and the world around you.

Open an account