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Lighthouse Credit Union

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Credit Builder Loans

Credit Builder Loans

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Rates

Build or Rebuild Your Credit History

Borrow up to $2,000 to start building your credit history or to get it back on track. Loan funds will be placed on hold in a savings account while you’re making regular payments, and the full amount will be made available once the loan is paid in full.

  • Low, fixed rate for the life of the loan
  • Choose your term – up to 24 months
  • Earn dividends while improving your credit
Apply Online

Personal Loan Rates

Effective 01/15/2026
Loan TypeTermAPR As Low As1Description
Signature Loan (Personal)Up to 60-Months10.69%$75,000 Maximum
Certificate Secured Loan (Lighthouse CU)120-MonthsCertificate rate plus 3.00%Borrow up to 95% of certificate balance
Credit Builder LoanUp to 24-Months7.69%Minimum loan amount of $500; maximum loan amount of $2,000.

Start making an impact today

Let’s put your money to work for good.

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