Lighthouse Cardholders: To help protect you from fraud, starting January 12 you’ll get real-time alerts via text from 37268 for unusual card activity.
If you receive unusual card activity alerts from any other number impersonating Lighthouse Credit Union, please do not respond and contact us immediately.

Lighthouse Credit Union

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Personal Loans

Personal Loans

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Rates

You’ve got the dream. We’ve got your back.

Pay less when you lock in a low fixed rate

Choose a term that suits you, up to 60 months

Secure financing of up to $75,000

A flexible loan that can save you more

Whether you’re paying for a trip, consolidating debt, or paying off credit, a personal loan can do it all. Apply for your personal loan online today.

  • Use your loan for almost anything
  • Consolidate high-interest debt
  • Improve your credit score with affordable payments
Apply online

Loan Rates

Effective 01/14/2026
Loan TypeTermAPR As Low As1Description
Signature Loan (Personal)Up to 60-Months10.69%$75,000 Maximum
Certificate Secured Loan (Lighthouse CU)120-MonthsCertificate rate plus 3.00%Borrow up to 95% of certificate balance
Credit Builder LoanUp to 24-Months7.69%Minimum loan amount of $500; maximum loan amount of $2,000.

Start making an impact today

Let’s put your money to work for good.

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