Lighthouse Cardholders: To help protect you from fraud, starting January 12 you’ll get real-time alerts via text from 37268 for unusual card activity.
If you receive unusual card activity alerts from any other number impersonating Lighthouse Credit Union, please do not respond and contact us immediately.

Lighthouse Credit Union

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Boat & RV Loans

Boat & RV Loans

Adventure awaits. Flexible, affordable boat & RV Loans to take you wherever you dream to go.

Boat & RV Loans for Life’s Great Adventures

Whether you’re cruising the coastline or hitting the open road, our tailored financing gives you the freedom to explore within your budget. With competitive rates, flexible terms, and guidance each step of the way, we’ll make it easy to finance your next adventure. From pre-approval to payoff, we’re here to help you make unforgettable memories.

Flexible Terms​

The loan term you choose is a main factor in calculating your payments. We’ll show you options to you keep your payments within your budget.

Applying is Simple

Apply online anytime or make an appointment at any branch location. You’ll get a quick decision either way.

The Lighthouse Advantage

Members are at the core of what we do. Our priority is helping each member reach their financial goals.

Boat & RV Loan Rates

Effective 01/15/2026

TermAPR As Low As1Minimum BalanceModel Year
Up to 60 Months8.19%$5,0002026-2023
61-120 Months8.69%$25,0002026-2023
121-180 Months9.69%$50,0002026-2023
Up to 60 Months8.24%$5,0002022-2016
61-120 Months9.19%$25,0002022-2016
121-180 Months9.79%$50,0002022-2016

Banking on the Go

Manage your accounts on the go with the Lighthouse Mobile Banking app

Boat & RV Loans FAQs

Whether you’re eyeing a new or used sailboat, motorhome, or towable travel trailer, our loan options cover a wide range of vehicles to support your journey.

No, you can apply even if you’re not a Lighthouse member. If you’re approved and decide to move forward, we’ll help you establish your membership as part of the process. Learn more about becoming a Lighthouse Credit Union member.

Absolutely. You can apply before you start shopping. Knowing how much you’re approved for ahead of time can simplify your purchase and help you in the negotiation process.

Membership means more at Lighthouse

Being a credit union member supports community impact by helping fund local programs through reinvested earnings. 

Affordable Housing

We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

Volunteering

Our employees are given paid time off to volunteer for community programs of their choice.

Local Organizations

We partner with organizations that help to enrich and nourish the lives of our neighbors.

Food Access

We fund programs that help fight food insecurity across our communities.