Lighthouse Cardholders: To help protect you from fraud, starting January 12 you’ll get real-time alerts via text from 37268 for unusual card activity.
If you receive unusual card activity alerts from any other number impersonating Lighthouse Credit Union, please do not respond and contact us immediately.

Lighthouse Credit Union

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Motorcycle & Powersports Loans

Your Journey Starts Here

Flexible financing for new, used, or refinanced vehicles- guided by people who put you first.

Ride On Your Terms​

What if the ride you’ve been dreaming about was within reach? With a motorcycle & Powersports Loan from Lighthouse Credit Union, it is. We offer flexible financing for new and used motorcycles, ATVs, UTVs, snowmobiles, and personal watercraft.

Choose Your Ride​

Whether your ride of choice is a motorcycle, an ATV, or a snowmobile, we’re here to help get you on the path to fun.

Refinancing Options

Refinancing your current loan could lower your interest rate, your monthly payment, or both!

The Lighthouse Advantage

Members are at the core of what we do. Our priority is helping each member reach their financial goals.

Motorcycle & Powersport Loan Rates

Effective 01/15/2026

TermAPR As Low AsModel Year
12-36 Months6.19%2026-2021
37-48 Months6.69%2026-2021
49-65 Months7.29%2026-2021
66-72 Months7.69%2026-2021
12-36 Months6.59%2020-2018
37-48 Months6.99%2020-2018
49-63 Months7.59%2020-2018

Banking on the Go

Manage your accounts on the go with the Lighthouse Mobile Banking app

Motorcycle & Powersports Loans FAQs

We finance a variety of new and used powersports vehicles including motorcycles, ATVs, UTVs, snowmobiles, and personal watercraft. Choose the ride that suits your lifestyles and we’ll help you get going.

Yes, we offer refinancing options for current motorcycle or powersports loans. Refinancing can be a great way to potentially reduce your monthly payment. We may be able to cut your payment, your interest rate, or both!

No, you can apply even if you’re not a Lighthouse member. If you’re approved and decide to move forward, we’ll help you establish your membership as part of the process. Learn more about becoming a Lighthouse Credit Union member.

You can apply online, by phone, or in person at any Lighthouse branch. Our lending team is here to answer your questions and help guide you through each step of the process.

Membership means more at Lighthouse

Being a credit union member supports community impact by helping fund local programs through reinvested earnings. 

Affordable Housing

We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

Volunteering

Our employees are given paid time off to volunteer for community programs of their choice.

Local Organizations

We partner with organizations that help to enrich and nourish the lives of our neighbors.

Food Access

We fund programs that help fight food insecurity across our communities.