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Rates effective January 15, 2026
| Loan Type | Rate Type | Interest Rate | Points | APR |
|---|---|---|---|---|
| 15-Year Fixed (Conventional) | Fixed | 5.250% | 2.00 | 5.884% |
| 15-Year Fixed (Conventional) | Fixed | 5.375% | 1.00 | 5.851% |
| 15-Year Fixed (Conventional) | Fixed | 5.500% | 0.00 | 5.820% |
| 30-Year Fixed (Conventional) | Fixed | 5.875% | 2.00 | 6.265% |
| 30-Year Fixed (Conventional) | Fixed | 6.000% | 1.00 | 6.295% |
| 30-Year Fixed (Conventional) | Fixed | 6.125% | 0.00 | 6.325% |
| 20-Year Fixed (Conventional) | Fixed | 5.625% | 2.00 | 6.137% |
| 20-Year Fixed (Conventional) | Fixed | 5.750% | 1.00 | 6.136% |
| 20-Year Fixed (Conventional) | Fixed | 5.875% | 0.00 | 6.136% |
| 30-Year Fixed Home 97 | Fixed | 5.875% | 2.00 | 6.265% |
| 30-Year Fixed Home 97 | Fixed | 6.000% | 1.00 | 6.295% |
| 30-Year Fixed Home 97 | Fixed | 6.125% | 0.00 | 6.325% |
| 30-Year Fixed Home 100 | Fixed | 5.875% | 2.00 | 6.265% |
| 30-Year Fixed Home 100 | Fixed | 6.000% | 1.00 | 6.295% |
| 30-Year Fixed Home 100 | Fixed | 6.125% | 0.00 | 6.325% |
| 15-Year Fixed Jumbo | Fixed | 5.250% | 2.00 | 5.664% |
| 15-Year Fixed Jumbo | Fixed | 5.375% | 1.00 | 5.634% |
| 15-Year Fixed Jumbo | Fixed | 5.500% | 0.00 | 5.605% |
| 30-Year Fixed Jumbo | Fixed | 5.875% | 2.00 | 6.131% |
| 30-Year Fixed Jumbo | Fixed | 6.000% | 1.00 | 6.162% |
| 30-Year Fixed Jumbo | Fixed | 6.125% | 0.00 | 6.194% |
| 3/1 Year ARM (Conforming) | Variable | 4.750% | 2.00 | 6.453% |
| 3/1 Year ARM (Conforming) | Variable | 4.875% | 1.00 | 6.399% |
| 3/1 Year ARM (Conforming) | Variable | 5.000% | 0.00 | 6.345% |
| 5/1 Year ARM (Conforming) | Variable | 4.875% | 2.00 | 6.264% |
| 5/1 Year ARM (Conforming) | Variable | 5.000% | 1.00 | 6.226% |
| 5/1 Year ARM (Conforming) | Variable | 5.125% | 0.00 | 6.190% |
| Home 97 5/1 Year ARM | Variable | 4.875% | 2.00 | 6.264% |
| Home 97 5/1 Year ARM | Variable | 5.000% | 1.00 | 6.226% |
| Home 97 5/1 Year ARM | Variable | 5.125% | 0.00 | 6.190% |
| 7/1 Year ARM (Conforming) | Variable | 5.000% | 2.00 | 6.113% |
| 7/1 Year ARM (Conforming) | Variable | 5.125% | 1.00 | 6.083% |
| 7/1 Year ARM (Conforming) | Variable | 5.250% | 0.00 | 6.054% |
| 10/1 Year ARM (Conforming) | Variable | 5.125% | 2.00 | 5.977% |
| 10/1 Year ARM (Conforming) | Variable | 5.250% | 1.00 | 5.966% |
| 10/1 Year ARM (Conforming) | Variable | 5.375% | 0.00 | 5.955% |
| Home 100 10/1 Year ARM | Variable | 5.125% | 2.00 | 5.977% |
| Home 100 10/1 Year ARM | Variable | 5.250% | 1.00 | 5.966% |
| Home 100 10/1 Year ARM | Variable | 5.375% | 0.00 | 5.955% |
| Home 100 7/1 Year ARM | Variable | 5.000% | 2.00 | 6.113% |
| Home 100 7/1 Year ARM | Variable | 5.125% | 1.00 | 6.083% |
| Home 100 7/1 Year ARM | Variable | 5.250% | 0.00 | 6.054% |
| Home 97 10/1 Year ARM | Variable | 5.125% | 2.00 | 5.977% |
| Home 97 10/1 Year ARM | Variable | 5.250% | 1.00 | 5.966% |
| Home 97 10/1 Year ARM | Variable | 5.375% | 0.00 | 5.955% |
| Home 97 7/1 Year ARM | Variable | 5.000% | 2.00 | 6.113% |
| Home 97 7/1 Year ARM | Variable | 5.125% | 1.00 | 6.083% |
| Home 97 7/1 Year ARM | Variable | 5.250% | 0.00 | 6.054% |
| HLPR (3/1 Year ARM) | Variable | 4.250% | 0.00 | 5.718% |
| 1/1 Arm Land Loan | Variable | 9.125% | 0.00 | 9.848% |